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Our consultation service is completely free and non-binding. We attach great importance to an intensive exchange of information in order to optimally prepare you for the purchase of your dream home in Florida.
Through our collaboration with various banks, we offer you a broad overview of financing options. Compared to a US bank, we have several options to choose from.
We can provide you with a pre-approval that gives you pre-qualification for a specific purchase price and loan amount without you having to provide proof.
Our detailed cost breakdown provides clear information on all financing and purchase costs, including capital acquisition costs, closing amounts and future monthly charges.
Our advice is individual and personal. We tailor our support to your needs and goals to ensure you receive the best advice and can make informed decisions.
We will inform you whether the project you have chosen is financeable. Through our extensive expertise, we can help you identify potential obstacles and find solutions.
Before you sign, we check the purchase contract for the financing clause included. In this way we guarantee your security and the possibility of withdrawal if there is insufficient financing.
We guide you through the entire process from application to closing. We support you with clear instructions, a checklist for required documents and a dedicated team.
This is a standard loan for real estate purchases in Florida that is disbursed at the same time as the closing. It allows buyers to provide the necessary funds to purchase a property. This loan can be offered by different lenders such as banks or credit unions and can include different loan products such as fixed-rate or adjustable-rate mortgages.
In Florida, construction financing runs from the start of construction to the end of construction, so it is, strictly speaking, interim financing. Payment is made in accordance with the contractually agreed construction phases. Commitment interest is not charged. Interest only accrues on the amount paid out.
Perm stands for “permanent” and this explains the character of this type of financing. A so-called “C/P loan” is construction financing that is automatically replaced by final financing when construction is completed. When the construction is completed, a “mini” closing takes place, during which the last installment is also paid out to the construction company. The final financing begins with this mini-closing, and only then do the regular interest payments take effect for the rest of the term.
This represents a classic refinancing. In Florida, you choose this type of financing if you have an existing loan but want a better interest rate, a different term or a completely different loan model. The new loan is paid out simultaneously with the deletion of the old mortgage.
This type of financing is recommended if you already own a property in Florida, but it is still or again unencumbered (“free & clear”). Regardless of whether you want to buy a new property, afford a new boat, or want to bring the money to Europe: The intended use does not matter, your property will be mortgaged and the money will be paid directly to you in the form of a bank-guaranteed check or transferred to an account specified by you.
In collaboration with experts from our extensive network, Paul International offers comprehensive real estate consulting for investors looking to enter the US property market or expand their existing US portfolios. Together with the experts in our network, we provide market analysis, identify prime investment opportunities, and offer strategic recommendations tailored to your individual needs. Our broad network grants you access to exclusive deals and in-depth market insights, enabling you to make well-informed decisions.
At Paul International Consultants, we understand that investing abroad entails complex legal challenges. Partnering with our network of international lawyers, we assist you in safeguarding yourself and your financial ventures in the USA. This includes contract drafting, real estate law, tax law, corporate law, estate law, immigration law, and other areas such as document review, compliance, and deadline management. This ensures that all legal aspects of your investments and business activities comply with American laws and regulations.
Paul International Consultants boasts a robust network of international tax advisors. This is indispensable because our tax advisors are well-versed in the specific tax laws and regulations of various countries and assist in their correct application to avoid legal issues. This gives you direct access to matters such as double taxation and allows you to plan your tax affairs in your own language and across borders. Our tax advisors help you navigate complex international business and investment structures, taking advantage of tax benefits. With our network, you have a solid foundation for a legally compliant and transparent handling of all tax matters.
Moving to a new country is a significant challenge that requires thorough planning and preparation. Paul International Consultants has an extensive network of immigration attorneys specializing in this major step. Whether it’s immigration or non-immigration visas, work permits, green cards, understanding the pros and cons… Whether you’re buying an existing business, entering into employment, or establishing a subsidiary for your company abroad, there are numerous possibilities and approaches. We have the experts who can tell you what matters, what you need to watch out for, and what your personal options are.
Paul International Consultants collaborates with the best insurance agents to provide you with professional and personalized advice to adequately protect and insure your property. The insurance sector has undergone many innovations and changes in recent months and years. There are still property owners who have not sufficiently or even at all insured their assets — a critical oversight. Get informed in time; we offer you the best contacts. Our expert team helps you identify and secure the right insurance policies for your needs.
Get to know us and our dynamic team at Paul International Consultants better. Learn more about our mission and how our team provides you with world-class financing solutions.
Ready to take the first step towards purchasing real estate? Fill out our application form now and let us make your dream of owning your own home a reality together!
Do you have any questions or need individual advice for your real estate financing? Request personal advice now and let our experts support you.
We facilitate financing of over USD 80 million annually and offer customized solutions for projects of all sizes with our extensive expertise and strong network.